January was a pretty light month and tends to be tradition for me. Recovering from the holidays combined with cold weather usually has me hibernating a bit and my expenses for the month are reflective of that when I track things on Personal Capital:
Some things to note:
- Home Maintenance was my usual HOA fees. These have been steady after a slight increase last year.
- Groceries were a big spender this month due to the purchase of 30 bags of Joylent (oddly renamed to JimmyJoy now. Their name just keeps getting worse, gladly the product stays the same). 30 bags supplemented with a big salad at lunch during the workweek and the occasional take out or restaurant lasts me about 3 months, so there shouldn’t be too much in this category for awhile.
- In the travel category I paid my portion of an AirBnB I plan to share with old high school buddies in the summer, and replenished my E-ZPass. Any time I get to spend time with old buddies is a win, and doing it by sharing the costs for a big house vs. an expensive hotel room is gravy. This cost will cover lodging in a nice place for 4 days, well worth the money for me.
- Hypermiling in my MINI Cooper JCW continues. I generally drive 5 miles under the speed limit or right at the limit during my commutes. I’d say my combined commuting MPG is right around 40 MPG. I’m happy with the gas costs, though this will rise sharply as the weather improves, the number of events increases, and more spirited driving occurs.
- I was pretty good with restaurants this month with one major outing with friends costing me $30 at The Cheesecake Factory. My friends were mourning so a surprise for them was in order. The other restaurant costs were due to a cheap lunch one Friday and one trip to Dunkin Donuts with friends.
- My electric bill (heat & hot water are included in the HOA fees) was it’s usual rock bottom self. I gotta laugh that I pay so much to deliver so little. Haha:
So $1,014 bucks for the month….a great month for spending (and more importantly saving!). If I could pull this off for the rest of 2017 I’d be at $12,169 for the year. This would be a massive improvement over 2016’s expenses where I spent $22,679 ($54,106 if you include the one-time purchase of the car and related items), though realistically the Spring/Summer/Fall will be more expensive as I come out of my Winter cocoon.
Here are my expenses for 2016.